Inventory insurance built into Portless. Activates in minutes, scales weekly with your stock value, pays out on every claim.

<5 min
Weekly
$0
The Challenge
Coverage takes weeks to start. Inventory exposed from arrival.
Overpaying when stock is low. Under-covered during peak.
Most small incidents fall below the threshold to file.

HOW IT WORKS
Coverage starts instantly
Pick your coverage level inside Portless. Done.
No annual lock-in
Premium adjusts weekly to match your actual inventory value.
24/7 claims support
Something goes wrong — you file once, we handle it.
100% recovery is yours
Portless deals with the carrier. You receive full compensation.
Cancel or adjust anytime
Adjust coverage or cancel instantly. No fees, no lock-in.
What's covered
Coverage applies from the moment your inventory leaves our facility through final delivery.
📦 Fire
📦 Explosion
📦 Theft
📦 Equipment failure
📦 Natural disasters en route

📦 Damage during transfer between Portless hubs
📦 Loss in transit between facilities

📦 Wear
📦 Tear
📦 Fraudulent damage
📦 Broker-required policies aren't covered.
📦 Loss, theft, or damage while inventory is stored at a Portless facility — coverage starts once it leaves

Why Portless Inventory Protection
No annual premium, no broker fees. You pay for what you actually carry.

No underwriting wait, no broker, no paperwork. Activate inside Portless.

Premium adjusts weekly. Rises at peak, drops when inventory dips.

Every Portless merchant gets baseline coverage automatically.

External agency vs Portless Inventory Protection
It was designed for enterprise logistics — fixed annual premiums, multi-week underwriting, and deductibles built for large-scale incidents. Inventory Protection is built differently.
Dimension
Fee structure
Standalone Agency
Fee structure
Fee structure
Activation time
Fee structure
Weeks of underwriting
Fee structure
Under 5 minutes
Fee structure
Premium model
Fee structure
Fixed annual premium, billed upfront
Fee structure
Weekly, based on actual inventory value
Coverage flexibility
Fee structure
Fixed — doesn't flex with stock levels
Fee structure
Dynamic — scales weekly
Annual lock-in
Fee structure
Yes
Fee structure
No — cancel anytime
Broker required
Fee structure
Yes
Fee structure
No
Claims handling
Fee structure
Direct with insurer
Fee structure
Portless manages on your behalf
Cost vs. coverage fit
Fee structure
Over-insured when stock is low; under-insured at peak
Fee structure
Matches actual exposure each week
Default coverage included
Fee structure
None
Fee structure
$25,000 free for every Portless merchant
Weeks of underwriting
Under 5 minutes
Fixed annual premium, billed upfront
Weekly, based on actual inventory value
Fixed — doesn't flex with stock levels
Dynamic — scales weekly
Yes
No — cancel anytime
Yes
No
Direct with insurer
Portless manages on your behalf
Over-insured when stock is low; under-insured at peak
Matches actual exposure each week
None
$25,000 free for every Portless merchant